After taking Class 12 Board examinations, many students face the dilemma of choosing the right commerce course to help them craft a successful career in the future. Before discussing the best career options for commerce stream, let us look at what the commerce stream is all about.
Education in the Commerce stream involves studying business activities involving the exchange of goods and services from the producers to the final consumers. If you are genuinely interested in economics, accountancy and business studies, this article is for you.
In this article, we have shortlisted some of the best courses after 12th commerce with maths.
1. B.Com Honours
One of the popular three-year undergraduate Bachelor’s courses after 12th commerce with maths covering subjects like Accounting, Economics, Finance, Taxation, etc. A minimum of 50% aggregate or equivalent is required to apply for this course. Admission is based on the Class 12 marks or through Entrance Exams such as the IPU CET, BHU UET, NPAT, AMU Entrance Exams, Lucknow University Entrance Exams, etc.
B.Com (Hons) includes curriculum content preparation for certification exams like Chartered Accountancy (CA) or other certifications.
The Top B.Com Honours Colleges in India are:
Delhi University is famous for its high-quality education, credibility, low fees, and excellent placement opportunities. Unfortunately, the cut-off marks for this course are one of the highest in DU, ranging between 91% – 99%. Some of the top colleges are:
Career options in commerce with maths include in the accounting and finance sector in roles such as Cost Accountant, Financial Advisor, Business Analyst, Tax Accountant, and others with a salary of Rs.3 – 8 lakhs.
2. Bachelor of Commerce Taxation
Another of the Bachelor’s courses after 12th commerce with maths focusing on accounting, finance, and taxation teaches about imposing taxes, bookkeeping, monetary arrangements, etc. Admission is merit-based (45% in 10+2 examinations) or through Entrance Exams such as JUEE, JMIEE, IPU CET, CUCEE.
The Top BCom (Taxation) Colleges in India are
- Osmania University, Hyderabad
- Chandigarh University, Chandigarh
- Jain University, Bangalore
- LNCT University, Bhopal
- Woxsen University, Hyderabad
Professional courses after 12th include roles such as Chartered Accountant, Tax Specialist, Tax Consultant, Tax Compliance Manager, Financial Analyst, Actuaries, etc., with a salary range of Rs. 6 lakhs – 20 lakhs per annum.
3. B.Com in Accounting
One of the popular Bachelor’s courses after 12th commerce with maths teaches students the fundamentals of finance and accounting focusing on the technical skills associated with accounting standards and financial analysis. Admission requires a minimum of 50% aggregate marks in 10+2 Exams or equivalent or entrance exams such as DU JAT, NPAT, SET, MHT CET, IPU CET, etc.
The Top BCom (Accounting) Colleges in India are
- N.M. College of Commerce & Economics, Mumbai
- Jain University, Bangalore
- Christ University, Bangalore
- Chandigarh University, Chandigarh
- Lovely Professional University, Punjab
Career options in commerce with maths include roles such as Financial Analyst, Accounts Analyst, Accounts Assistant, Personal Finance Consultant, Money Manager, Senior Accountant, etc., with salary ranging from Rs.2.5 lakhs– Rs. 9.5 lakhs per annum.
4. B.Com (Banking and Finance)
Another of the three-year Bachelor’s courses after 12th commerce with maths teaches accounting, banking, and insurance including security analysis, financial management, derivatives markets, risk management, etc. Admission in the course requires a minimum of 55% aggregate marks in 10+2 exams or equivalent with students having studied subjects like Accountancy, Business Studies, Mathematics, Economics. Entrance Exams include CUET, BHU PET, DU JAT or interview process for admission.
The Top B.Com (Banking and Finance) Colleges in India are
- AKI’s Poorna College of Arts, Science, and Commerce, Pune
- Jain University, Bangalore
- KJS College of Arts and Commerce, Mumbai
- KPB Hinduja College of Arts and Commerce, Mumbai
- Symbiosis College of Commerce & Arts, Pune
Career options in commerce with maths include roles such as Accountant, Broker, Credit Risk Manager, Cashier, Auditor, Equity Analyst, Marketing Analyst, Market Broker, Sales Manager, Sales Officer, etc., with starting salaries of Rs. 3.5 lakhs – 4.0 lakhs per annum.
5. BBA (Bachelor of Business Administration)
This is one of the most popular undergraduate courses after 12th commerce with maths for students seeking a career understanding business administration, business operations, and management. Admission requires a minimum of 50% aggregate marks in 10+2 exams. The Entrance Exams include IPU CUET, UGAT, SAT India, WLCI Aptitude Test, NMIMS-NPAT, SET, JET, etc.
The Top BBA Colleges in India are
- Amity University, Noida
- Jagannath Institute of Management Sciences (JIMS)
- SJES College of Management Studies, Bangalore
- Madras Christian College, Chennai
- Ness Wadia College of Commerce, Pune
Career options for commerce stream include roles such as Human Resource Manager, Business Consultant, Investment Banker, Management Accountant, Finance Manager, Recruitment Manager, Production Manager, Public Relations Manager with starting salaries of Rs. 4 lakhs – Rs. 7 lakhs per annum.
6. BMS (Bachelor of Management Studies)
One of the sought-after three-year undergraduate courses after 12th commerce with maths, focusing on managerial and business-related subjects like business analytics, economics, human resource management, and marketing. Admission in the course requires a minimum of 50% aggregate marks in the 10+2 exams or entrance exams such as DU JAT, MUC MET, AIMA UGAT. Additional selection processes can include GD (Group Discussion), PI (Personal Interview), Writing, and Presentation.
The Top BMS Colleges in India are
- St Xavier’s College, Mumbai
- Amity University
- Indian School of Business & Administration, Delhi
- Shri GGS College of Commerce, Delhi
- Delhi University
Professional courses after 12th include roles such as HR Executive, Marketing Manager, Quality Manager, Consultants, Business Development Executive, Assistant Manager with salaries ranging from Rs. 4 lakhs – 10 lakhs.
6. BSc. IT (Bachelor of Information Science)
One of the three-year undergraduate courses after 12th commerce with maths teaches the theory and practical hands-on knowledge of software, databases, and networking combined with the industry practices of securely storing, processing, and managing data. Admission for this course requires 50% aggregate marks in 10+2 exams or equivalent or through entrance exams. Entrance exams include IISER, GBPUAT, NEST, UPCATET, GSAT.
The Top BSc IT Colleges in India are
- St Xavier’s College, Mumbai
- Christ University, Bangalore
- Jain’s University, Bangalore
- Annamalai University, Chidambaram
- Lovely Professional University, Punjab
Career options in commerce with maths include roles such as IT Specialist, System Analyst, Programmer, Quality Analyst, Technical Consultant, Computer Information Specialist, Database Administrator, Software Tester, etc., with starting salary of Rs. 2.33 lakhs to Rs. 11.46 lakhs.
7. BAF (Bachelor of Commerce in Accounting and Finance)
Another of the three-year undergraduate courses after 12th commerce with maths teaches accounting and financial practices, accounting standards, financial analysis in commerce, finance, and industry. Admission for the course includes 50% aggregate marks in 10+2 exams or equivalent or through entrance exams. Entrance exams are DU JAT, NPAT, SET, MHT CET, IPU CET.
The Top BAF Colleges in India are
- N.M. College of Commerce and Economics, Mumbai
- Lovely Professional University, Punjab
- Jain University, Bangalore
- Christ University, Bangalore
- Stella Maris College, Chennai
Career options in commerce with maths include roles such as Accounts Analyst, Personal Finance Manager, Finance Consultant, Financial Analyst, Senior Accountant, Money Manager, etc with salaries ranging from Rs. 2.48 lakhs to Rs. 9.80 lakhs per annum.
8. BE (Bachelor of Economics)
A three-year undergraduate degree course after 12th commerce with maths, specializing in micro and macro-economics, financial and partnership accounting, business communication, cost accounting, and various operational and business regulatory frameworks, etc. Admission in the course requires a minimum of 50% aggregate in 10+2 exams, or equivalent, or through entrance exams. Entrance exams are BHU UET and LPUNEST.
The Top BEcon Colleges in India are
- Chandigarh University, Chandigarh
- Jain University, Bangalore
- Jai Hind College, Mumbai
- Meerut Institute of Technology, Meerut
- Institute of Professional Education and Research, Bhopal
Career options for commerce stream include roles such as Auditor, Financial Risk Manager, Investment Advisor, Lead Modeller, Financial Director with salaries between Rs. 3 lakhs – 15 lakhs per annum.
9. Bachelor in Actuarial Science
A three-year undergraduate course after 12th commerce with maths is offered only by select universities and colleges in India even though the requirement for skilled actuaries have increased exponentially in recent years. The course teaches students to use Statistics and Probability, and Mathematics principles to analyse, identify, evaluate, and minimize financial risks, identify trends and inconsistencies. Admission in the course requires a minimum of 50-60% aggregate marks 10+2 exams or through entrance exams. The Entrance exam is ACET, which is conducted by the Institute of Actuaries in India (IAI).
The Top Colleges in Actuarial Science in India are
- Institute of Actuaries in India (IAI)
- Amity University, Noida
- Chandigarh University, Chandigarh
- Christ University, Bangalore
- University of Madras, Chennai
Professional courses after 12th include the job of an Actuary in the fields of Insurance (Life, General, Health), Re-insurance, Pension Funds, Consultancies, Government, Academics, Risk Management, Investments, etc. The starting salary is Rs.3.5 lakhs, median salary is Rs. 10.11 lakhs. Salaries can go up to Rs. 50 lakhs per annum, depending on the role and experience.
10. Bachelor of Commerce (Statistics)
Another of the three-year undergraduate courses after 12th commerce with maths teaches the theory, application and methods of Statistics, Mathematics and Computer Science. It focuses on Statistical and Probability Methods, Numerical Analysis, Survey Sampling, Risk Assessment and Management, etc. Admission in the course requires a minimum of 50% aggregate marks in 10+2 exams or equivalent or through entrance exams. Entrance Exams are GSAT, BHU UET, IISER IAT, DSAT, SUAT.
A Bachelor of Statistics is offered by the Indian Statistical Institute (ISI) only at Kolkata.
The Top B.Com (Statistics) Colleges in India are
- Delhi University
- DAV College, Chandigarh
- Jain University, Bangalore
- M.E.S College of Arts, Commerce, and Science
- Hemchandrachrya North Gujarat University
Career options for commerce stream include roles such as Statistician, Financial Analyst, Biostatistician, Data Analyst, Financial Accountant, Brokering Analyst, Credit Control Executive, Research Analyst, etc with salaries in the range of Rs. 1.5 lakhs – Rs. 18 lakhs per annum.
11. BCA (Bachelor of Computer Application)
One of the popular three-year undergraduate courses after 12th commerce with maths teaches the basics of computer application, computer languages, and software development. Admission in the course requires a minimum of 50% aggregate marks in 10+2 exams (with computer applications/science as an additional subject) or equivalent or through entrance exams. Entrance Exams are IPU CET, AIMA UGAT, BU MAT, SET, GSAT, SUAT.
The Top BCA Colleges in India are
- Symbiosis Institute of Computer Studies and Research, Pune
- Christ University, Bangalore
- Stella Maris College, Chennai
- Madras Christian College, Chennai
- Amity Institute of Information Technology
Career options in commerce with maths include roles such as Software Developer, System Analyst, Web Designer, IT Technical Support Developer, Customer Support Technician, Technical Associate, with a starting salary of Rs. 2.9 lakhs per annum.
12. BBI (Bachelor of Commerce in Banking and Insurance)
One of the three-year undergraduate courses after 12th commerce with maths that offers students the theory and practical knowledge of banking, finance, and insurance sector with a focus on regulatory agencies, global markets, investments, lending, commercial, private, and public banking, risk coverage, financial contracts, etc. Admission in the course requires a minimum of 50% aggregate marks in 10+2 exams or equivalent or entrance exams. Entrance Exams are CUET, DU JAT, AMU, JMI.
The Top BBI Colleges in India are
- Quantum University, Roorkee
- Chandigarh University, Chandigarh
- GD Goenka University, Gurgaon
- Jain University, Bangalore
- International Institute of Business Studies, Bangalore
Professional courses after 12th include roles such as Accountant, Insurance Manager, Financial Advisor, Loan Counsellor, Cashiers, etc with salaries starting from Rs. 1.7 lakhs per annum.
13. BFM (Bachelor of Commerce in Financial Market)
Another of the three-year undergraduate courses after 12th commerce with maths teaches students an in-depth understanding and analysis of Financial Markets. It also includes study of financial assets, debt and equity markets, financial management, and foreign exchange market. Admission in the course requires a minimum of 50% aggregate marks in 10+2 exams or equivalent or through entrance exams. Entrance Exams are AMU, MU, and DU Entrance Exams.
The Top BFM Colleges in India are
- Christ University, Chennai
- Jain University, Bangalore
- H.R. College of Commerce and Economics, Mumbai
- Mithibai College of Arts, Mumbai
- Symbiosis College of Arts & Commerce, Pune
Career options in commerce with maths include roles such as Finance Controller, Treasurer, Finance Officer, Risk Manager, Financial Planning Manager, Financial Planning Consultant, Financial Market Advisor, Money Markets Dealer, Credit and Cash Manager, Insurance Manager, etc., with the starting salaries from Rs. 3.0 lakhs to Rs. 10 lakhs per annum.
Some of the best professional courses after 12th commerce.
1. Chartered Accountancy (CA)
This is one of the popular specialized and certified courses after 12th commerce with maths that is regulated by the Institute of Chartered Accountants of India (ICAI). It is a globally recognised course that teaches auditing, taxation, and accounting in detail to students to pursue a career as a Chartered Accountant in companies and audit firms.
Students seeking admission to the CA Foundation Course require a minimum of 55% aggregate marks in 10+2 exams. They also need to qualify for the Common Proficiency Test (CPT) to join the CA Foundation course. No entrance exams are required to join the intermediate or the final level of the course. However, students are required to score a minimum of 40% in ICAI exams to progress to the next level.
There are no colleges in India that offer the CA course. Students are required to register with ICAI to appear the exams. However, students can study in colleges to prepare for the CA exams like
- Pearl Accountants, International Accountants, and Business Consultants, Kochi
- Zell Education, Mumbai
- Indian Institute of Finance and Accounts, Pune
- Vista Academy, Dehradun
- Navkar Institute, Ahmedabad
There is no fixed duration for completion of the CA course. The minimum duration to complete the course is 4.5 years.
The areas of employment include Auditing and Taxation firms, Corporations, Financial Institutions, and the Banking sector. Career options for commerce stream include roles such as Accountants, Accountant Managers, Auditors, Tax Consultants, etc. with salaries ranging between Rs. 5 lakhs – Rs. 25 lakhs per annum.
2. CS (Company Secretary)
A popular course after 12th commerce with maths although students from other streams (except Fine Arts) can also apply. The Company Secretary course is a distance learning program offered by the Institute of Company Secretaries of India (ICSI) at three different levels – Foundation, Executive, Professional. The professional course requires atleast three years that includes Practical Training and is equivalent to an undergraduate degree.
The Foundation program lasts for a minimum of one year focusing on business communication, financial accounting, and the basics of economics, statistics, business law, entrepreneurship, ethics, and management.
The Executive program includes study of general law, commercial law, company law, tax law, securities law, auditing, accounting practices.
The final Professional program includes study of company secretary practices, financial and treasury management with specialization in banking, insurance, international practice, capital and commodity market, etc.
Admission in the program requires a minimum of 50% aggregate marks in the 10+2 exams.
The Top CS Colleges in India are
- Hindu College, Delhi
- Presidency College, Kolkata
- Loyola College, Chennai
- Sri Ram College of Commerce (SRCC), Delhi
- St Joseph’s College, Bangalore
Professional courses after 12th include roles such as Company Registrar, Principal Secretary, Managing Director, Capital Market Investor, Investment Banker, Business Consultant, Stock Broker, etc. The starting salary of CS graduates is Rs. 3.5 lakhs per annum.
3. Cost and Management Accounting (CMA)
The Cost and Management Accounting certificate course is offered by the Institute of Cost Accountants of India which teaches the fundamentals of Management, Strategy, Regulatory Frameworks, and Financial Reporting. The duration of the course after 12th commerce with maths is three to four years with the course structure divided into three levels – Foundation, Intermediate, and Final Course and additional Training.
CMA Foundation Course includes study of the fundamentals of accounting, economics and management, laws and ethics, business mathematics and statistics.
CMA Inter/Intermediate Course includes study of financial accounting, cost accounting, operations management, strategic management, direct and indirect taxation, company accounts and audit, etc.
CMA Final Course includes study of corporate laws and compliance, cost and management audit, strategic performance management, business valuation, indirect tax laws, direct tax laws and international taxation.
Admission to CMA Foundation Course requires a student to complete 10+2 from a recognised board.
The Top CMA Colleges in India are
- The Institute of Cost Accountants of India, Kolkata
- Indian School of Commerce, Kochi
- Christ University, Bangalore
- Zell Education, Mumbai
- Navkar Institute, Mumbai
Career options for commerce stream include roles such as CFO, CTO, Controller, VP (Finance), Finance Manager, Budget Analyst, Financial Analyst, Internal Auditor, Senior Accountant, Cost Accountant, Staff Accountant, Corporate or Division Planner, Treasurer, etc. The salaries start from Rs. 4.11 lakhs per annum.
4. Certified Financial Planner (CFP)
The Certified Financial Planner is a globally recognised certificate offered by the Financial Planning Standards Board (FPSB) to pursue a career in financial planning. The certificate offers education in financial planning training, ethics, and practice for students willing to do a course after 12th commerce with maths.
On completion of 10+2 from a recognised board, students can seek admission in the program through the Regular Pathway. To be eligible for CFP qualification, students have to select one of the following four tracks – Investment Planning, Financial Planning, Retirement and Tax Planning, Risk and Estate Planning.
To become a CFP, students can choose self-paced education, instructor-led education, or recognition of prior learning route.
The Top CFP Colleges in India are
- Indian School of Business Management, Mumbai, Ahmedabad, Guwahati
- International College of Financial Planning, Mumbai, Delhi
- IMS ProSchool, Pune
- ICICIdirect Centre for Financial Planning, Mumbai
- iVentures Academy of Business and Finance, Delhi
The job role of a CFP – another career option in commerce with maths – is to essentially identify clients, assess the clients’ financial status, make financial plan for the clients, implement and review the financial plans periodically.
The average salary for a CFP is Rs.3.5 lakhs with additional scope for bonus, profit sharing and commission.
5. Bachelor of Law (LLB.)
The Bachelor of Legislative Law is a three-year undergraduate course in legal subjects such as Family Law, Criminal Law, International Law, Cyber Law, Corporate Law, Labour Law, Environmental Law, Human Rights Law, etc. It is another of the undergraduate courses after 12th commerce with maths. Admission in the course requires a minimum of 45% aggregate marks in 10+2 exams, or equivalent or through entrance exams. Entrance Exams are CLAT, AILET, LSAT, DUET, TS LAWCET, AP LAWCET, MHT CET, DU LLB, SET.
The Top LLB Colleges in India are
- National Law School of India University
- National Law University
- The West Bengal University of Judicial Sciences, Kolkata
- Delhi University
- Mumbai University
Career options in commerce with maths include roles such as Lawyer, Advocate, Law Officer, Para Legal, Legal Associate, Corporate Lawyer, Lecturer, etc. The starting salaries for LLB graduates are Rs. 4 – Rs. 6 lakhs.
Some of the best diploma courses to pursue after 12th commerce:-
1. Diploma in Hotel Management
The three-year program is another of the courses after 12th commerce with maths, focusing on hotel management, administration, accounts, housekeeping, advertising, food and beverage management, front office management, catering, upkeep, etc.
Garden City University, BNG Hotel Management, Indian School of Business Management and Administration are some of the reputed colleges offering the program.
Graduates can work as Restaurant Manager and other designated titles with an average salary of Rs. 2 – 6 lakhs per annum.
2. Diploma in Multimedia
The one-year program is a course after 12th commerce with maths that offers students the knowledge of animation, multimedia and their application in the field of 2D/3D cartoons, movies, games, etc.
Admission is merit based in colleges including IIFA Multimedia (Bangalore), Lovely Professional University (Jalandhar), FAD International Pune.
Graduates can work as Animator, Film and Video Editor, 3D Modeler, 3D Animator, Web Designer, Content Developer, Game Tester and Reviewer, etc. with a starting salary range of Rs. 2 – 10 lakhs per annum.
All of the courses listed above will provide you with immense opportunities to build yourself a successful career in the future. However, the Career options for commerce stream are not limited to the ones we have selected above. There are several more that you can choose from and decide on the best one for you. Before you finalize your decision, make sure you spend time judiciously exploring the colleges, courses, duration, fees, eligibility criteria, career opportunities and growth, all the while keeping in mind your interest and strengths.
FAQs
1. Are there any other courses after 12th commerce with maths?
There are other Diploma courses that you can do for career options in commerce with maths. Some of these courses are
- Diploma in Fashion Designing
- Diploma in Digital Marketing
- Diploma in Writing and Journalism
2. What are the fees in a top Commerce college for courses after 12th commerce with maths?
- SAGE University, Bhopal – Rs. 30,000 – Rs. 1.5 lakhs per annum
- SNMV Institute of Management – Rs. 20,000 – Rs. 1.2 lakhs per annum
- Amity university, Noida – Rs. 50,000 – Rs. 5.24 lakhs per annum
3. What is the minimum requirement to pursue top courses after 12th commerce in maths?
The eligibility criteria for every College, Institute, or University may vary. However, most require a minimum of 45-50% aggregate marks in 12th (10+2) exams from a recognised board.
4. What are the best courses after 12th commerce with maths?
There are several career options in commerce with maths available – BBA, LLB, BCA, BFA, CS, CFP, CA, and many more.
5. Where can I study top courses after 12th commerce in maths?
There are over 7,000 colleges in India mainly in Delhi NCR, Bangalore, Mumbai, Pune, offering several courses in varied domains that you can select to enrol after 12th commerce.
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