Job Title- Risk Data and validation lead - APAC
Location- Pune, India
Role Descripti
onRisk Data Close team has oversight and accountability for the Risk Month End Close. The Risk Close incorporates the finalisation of various Regulatory and Accounting metrics including, but not limited to: Credit loss allowance(CLA), Credit loss provisions(CLP), Risk Weighted Assets (RWA), Leverage, Total Capital Demand (TCD), Economic Capital and CVA. This is a bank critical function given P&L impact and external reporting requirements. Focus areas of this role are the IFRS9, HGB and CEC
L.Work include
- s:Managing accounting and financial risk and providing advice and guidance on strategic initiatives (driven by internal policies and/or external regulation) and new products that impact the entities /processes /utilities with their rem
- itCollaborating with relevant stakeholders to provide comprehensive financial reporting and analysis and representing their respective function in relevant internal and external foru
- msDeveloping innovative business solutions and providing strategic advice and guidance to support the execution of business strategy, mitigation of risks and achievement of the bank's/regions/ Division's objectiv
es
What we'll offer
youAs part of our flexible scheme, here are just some of the benefits that you'll e
- njoyBest in class leave po
- licyGender neutral parental le
- aves100% reimbursement under childcare assistance benefit (gender neut
- ral)Sponsorship for Industry relevant certifications and educa
- tionEmployee Assistance Program for you and your family mem
- bersComprehensive Hospitalization Insurance for you and your depend
- entsAccident and Term life Insur
- anceComplementary Health screening for 35 yrs. and a
bove
Your key responsibi
- litiesResponsible for Flash vs actuals and MoM for Stage 3 income, Credit loss allowance, Credit loss provisions, Total Capital Demand, Leverage Exposure moves, Economic Capital/Expected loss and understand key dr
- ivers.Critical role in ensuring the bank can meet Key Risk Metric deliverables (particularly CLA and CLP) and adhere to quarterly earnings release and external reporting
- needs.Participation to critical ECL/CECL model-based discussions around Forward looking information, scenario based approaches as productio
- n leadManage External/Internal audit requests and ability to foresee impact on control pro
- cessesProvide leadership and insight to quality assurance process including but not limited to innovative solutions with best practices across ind
- ustry.Provide updates on regulatory assessments to senior management, as necessary, through written communications and brie
- fings.Pro-active planning of Production by understanding Stakeholder/ Regulatory Requirements determining the ME schedule & pr
- ocessAssesses impact of issues (e.g. raised in production calls, identified while reviewing control dashboard or provided in daily status calls) on report deadlines and Finance p
- rocessPrioritize issues and drive resolution during month end close, ensure alignment of adjustm
ents.
Your skills and ex
- perienceProduct control experience with focus on Income/credit risk related to loans (Accounting pr
- eferred)Master degree with relevant years of work experience in Credit Risk. Preferably CFA an
- d/or FRMExpertise in ECL/CECL calculations, Basel 3 framework, CRR an
- d CRD IVSound know-how of banking industry and capital markets and
- productsThorough understanding of Risk Metrics like RWA, Lev. Exp, EC, EL and their calc
- ulation.Ability to analyse data and draw meaningful con
- clusionsExcellent MS Excel skills. Knowledge of SQL, BI tools like BO, MicroStrategy p
- referredStrong communication and socia
- l skillsFluent English. German (oral and written) -good
- to haveHighly motivated, self-directed with strategic view and experience in a risk & control env
- ironmentAbility to work in a large, complex, dynamic and pressurised env
ironment
You
- will be:Self-motivated, independent thinking, and yet willing to work as part of a direct or re
- mote teamExperienced in providing thought l
- eadershipAn excellent communicator and influencer across multiple locations, business lines, with the confidence to engage with all levels of
- seniorityA clear analytical thinker with the ability to work on stringent
deadlines
How we'll
- support youTraining and development to help you excel in
- your careerCoaching and support from experts i
- n your teamA culture of continuous learning to aid
- progressionA range of flexible benefits that you can tailor to suit
your needs
About us
and our teamsPlease visit our company website for further
information:https://www.db.com/compan
y/company.htm