Job Title: Mortgage Loan Closer
Job Summary: As a Mortgage Loan Closer, you will be responsible for coordinating the finalization of mortgage loans, ensuring all closing documents are accurate, compliant, and prepared in a timely manner. You will work closely with loan officers, underwriters, title companies, and other stakeholders to facilitate smooth and efficient loan closings.
Responsibilities:
- Review loan files to ensure all conditions for closing are met according to company policies and regulatory requirements.
- Prepare closing documents, including the closing disclosure, promissory note, mortgage or deed of trust, and other required forms accurately and in compliance with federal, state, and investor guidelines.
- Coordinate with title companies, attorneys, and other third-party vendors to obtain necessary documentation and schedule closings.
- Communicate effectively with loan officers, underwriters, and processors to resolve any outstanding issues or discrepancies in loan files.
- Review final loan documents for accuracy and completeness prior to closing.
- Conduct final quality control checks to ensure all loan documents are signed and executed correctly.
- Verify loan funding and disbursement of funds to appropriate parties.
- Ensure timely delivery of closed loan packages to investors or secondary market purchasers.
- Maintain accurate records and documentation throughout the loan closing process.
- Provide exceptional customer service to internal and external stakeholders, addressing inquiries and concerns in a professional manner.
