US Mortgage Pre Underwriter

ARA's client is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow, domain, and process expertise. The accolades ithas been garnering can be attributed to their undeterred focus in delivering quality solutions across verticals that meet the challenging requirements of their esteemed customers. It has been recently felicitated by the Economic Times as the most distinguished digital company 2015. They have also been ranked 29 of 100 largest financial technology vendors by American Banker and BAI in the FinTech Forward Top 100 rankings.

The Role:

The candidate must have experience of performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products.

Key Responsibilities:

• Verify loan quality as per US requirements and lender guidelines and set up the loan for UW
• Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm.
• Review and analyse all necessary documentation, including borrower docs and third-party docs
• Interpret policies while analysing applicant information, property and documentation
• Comprehensive understanding of credit underwriting guidelines

Skills Required:

• Minimum 1 year experience in US Residential Mortgage preferably in Pre UW/ File Set up with excellent knowledge of Income and Asset Guidelines
• Excellent customer service and Detail oriented organizational skills
• Able to prioritize multiple tasks, manage time and Problem-solver with strong analytical skills.
• Ability to work in a paperless environment
• Computer proficiency including Microsoft Office Product Suite
• Flexible to work in 24/7 process

Qualifications & Experience:

• A Bachelor's degree is required.
• Minimum 1 Year of experience US Residential Mortgage preferably in Pre UW/ File Set up with excellent knowledge of Income and Asset Guidelines.