Role Name: Team Member - Legal
Lending and Mortgage:
- Handling Title Investigation and Due Diligence of property mortgaged as security/ collateral with the Bank for various products
- Scrutinizing and advising on the documentation pertaining to lending activities, Drafting and vetting of various Facility / Lending Documents, Mortgage documents including various Undertaking, Indemnities, Release Deeds, POA's, etc.
- Highlighting risk parameters to the stakeholders from time to time
- Advising on Stamp Duty, Registration and Mortgage related queries from time to time.
- Ensuring compliance of Regulatory Guidelines:
- Framing process notes and policies as per the guidelines issued by regulatory authorities from time to time.
- Handling regulatory Audit and Inspection.
- Drafting of Agreements, Contracts and Approving Terms & Conditions:
- Handling Contract Managements, Drafting and Vetting of various agreements such as Service Level Agreements, Outsourcing Agreements, Payment Gateway, Referral and Digital Marketing Agreements, Co-origination, i.e. Co-Lending contracts, Collaboration Agreements, Business Correspondence (BC) Agreements, Commercial Contracts with the Vendors and Channel Partners
- Drafting and Vetting of Loan Agreements, Sanction Letters, POA's and various security documents
- Handling Litigations and Arbitration Proceedings:
- Appointing and liasoning with Advocates.
- Handling Civil and Criminal matters filed before various courts and Arbitration Tribunals.
- Drafting and vetting of written submissions, Rejoinders, Statement of Claims, Appeals, etc.
- Handling recovery matters and giving opinion on legal course of action for NPA and default accounts
Job Role
- 5-8 years of experience in Title Investigation and Due Diligence, Scrutinizing and advising on Mortgage and lending arrangements will be preferred
- Effective communicator with strong analytical skills
- Industry preference :Banking & Financial Services
