TransUnion's Job Applicant Privacy Notice
What We'll Bring
We are one of India's leading credit information company with one of the largest collections of consumer information. We aim to be more than just a credit reporting agency. We are a sophisticated, global risk information provider striving to use information for good.
We take immense pride in playing a pivotal role in catalyzing the BFSI industry in the country. We got here by tapping into our excitement and passion of wanting to make a difference in the lives of our clients and consumers.
We at TransUnion CIBIL are an equal opportunity employer and are committed to a policy of treating all our associates and job applicants equally. Applicants are evaluated on the basis of job qualification - not race, color, sex / gender, religion, caste, national origin, age, disability, marital status, citizenship status, sexual orientation, gender identity or any other status, whether or not protected. We are committed to taking affirmative action to employ and advance minorities, women, and qualified disabled individuals. We ensure a safe, productive, and harassment-free workplace for all.
Culture and Values
Our culture is welcoming, energetic, and innovative. There's an overall synergy that flows throughout the company, creating a sense of connect, belonging and unity in knowing that we're all working to achieve the same overall goal. Our core values which we live by every day are integrity, People, Customer, and Innovation.
https://www.transunion.com/privacy/global-job-applicant
What is excitement and passion for us
We define it as a blend of curiosity, ability to unlearn and yet continuously learn, able to connect with meaning and finally the drive to execute ideas till the last mile is achieved. This passion helps us focus on continuous improvement, creative problem solving and collaboration which ensures delivery excellence.
Dynamics of the Role
This is an exciting time in TransUnion CIBIL. With investments in our people, technology and new business markets, we are redefining the role and purpose of a credit bureau.
What You'll Bring
Roles & Responsibilities
- Clear understanding of basic risk concepts, like KRI, RCSA, Risk Appetite.
- Implementing an overall risk management process for the organization that includes conducting and assisting in the identification, assessment, monitoring and mitigation of risks throughout the group.
- Analyze and report risk profile and control performance, and benchmark processes against regulatory requirements, Company standards and industry best practices to develop and improve the Company risk management framework. Liaise with directors and senior managers to identify risks in their business areas, and agree the controls required to mitigate each risk. Enter those risks and controls on the risk register and ensure that the entries are consistent.
- Ensure the business manages all types of risk within agreed statements of risk appetite.
- Embed the risk appetite statement and risk limits into their day-to-day activities so as to embed prudent risk taking into the Company's risk culture and day to day management of risk.
- Support ERM Global and Regional teams by helping develop, manage and distribute required reports, maintain internal and external ERM and dashboards that help with risk identification and monitoring.
- Responsible for the timely follow-up, documentation and status of action plans, open issues (Internal Audit, External Audit, Regulator) and other initiatives pending its completion.
- Preparation & analysis of various report / Deck for the various committee, top management and other stakeholders.
- Supporting in Business continuity planning, exercise, design and execution Supporting the BC/DR audit and examination activities.
Impact You'll Make
Experience & Skills
- MBA /CA/CS/ MA(Economics) / M.Stat from top institutions; Graduation in Engineering/Economics/Statistics/Commerce
- 8+ years experience in BFSI/Risk Consultancy, Compliance & Policy, Operational Risk/ERM/ Big 4 with risk audit experience
- Knowledge of Banking/ Lending Industry would be preferred.
- Excellent communication and stakeholder management skills - able to communicate complex ideas in an understandable way and get people behind ideas.
- Able to operate independently and objectively - empowering others, building trust with peers and direct reports.
- Able to think and act strategically able to sense risk implications facing the Company arising from internal and external factors.
- Risk Identifier and Manager.
- Good negotiator to resolve conflicts and ensure clear progress is made.
- Ability to use standard Microsoft products to a good standard, including Excel, Word, Internet Explorer, Project.
- Demonstrates gravitas, personal credibility and ability to influence.
- Self-driven and having ability to work in a fast-paced environment
This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.
TransUnion Job Title
Consultant, Risk Management