Software Engineer

What you need to know about the role
This role presents a unique opportunity to delve into the dynamic realm of Credit Fintech alongside some of the most talented engineers at PayPal. Collaborating within this domain offers an enriching experience, where innovation thrives and challenges are met with cutting-edge solutions. Working here not only provides an avenue for professional growth but also fosters a collaborative environment that empowers engineers to make significant impacts in the world of fintech

Meet our team
The Credit Risk Engineering team at PayPal is tasked with crucial responsibilities including Credit Risk decision-making, fraud detection, risk management decisions, and providing compute services globally. We are at the forefront of designing, developing, enhancing, and supporting services that are integral to every interaction between PayPal and its users and partners. Our solutions are engineered to seamlessly scale across millions of interactions, leveraging petabyte-scale data, real-time integration with various APIs, and ensuring high availability and configurability to meet the dynamic needs of the business. To stay ahead, we constantly explore advancements in technology and science, aligning them with business imperatives.

Job Description:

Your way to impact

As the Software Engineer, you will collaborate with the team in developing, testing, and deploying a diverse range of products across web and mobile platforms. The ideal candidate will possess a proven track record in crafting customer-facing experiences, exceptional technical proficiency, effective communication skills, and a drive to excel in a fast-paced environment.

Your day to day

In your day to day role you will

• Collaborate with Product Owners and cross-functional teams to comprehend business requirements and deliver scalable solutions.

• Proactively identify and communicate potential issues to the team and management in a timely manner.

• Collaborate with a team of skilled engineers, product managers, and architects to design and develop a highly scalable and configurable Credit Risk Platform.

• Contribute to design meetings, proposing, discussing, and refining new features and functionalities.

• Engage in all phases of the project life cycle, from kickoff through requirements analysis, design, and implementation.

• Demonstrate self-starting capabilities, working independently or as part of a team, and possess strong communication skills for interfacing with business partners and Technology.

• Communicate technical standards, principles, methodology, and trends to stakeholders effectively.

• Apply analytical and innovative thinking to develop comprehensive detailed specifications.

• Excel in cross-functional collaboration and achieve results in matrix organizations.

• Utilize experience in engineering support throughout the product development life cycle (PDLC).

• Possess working knowledge of fintech standards and practices, preferred.

What do you need to bring

• 5-8 years of proficiency in back-end development utilizing Java EE technologies (Java, application servers, servlet containers, JMS, JPA, Spring MVC, Hibernate).

• Strong object-oriented programming (OOP) skills, with the ability to analyze requirements and translate them into scalable software designs.

• Hands-on experience with REST APIs and adeptness in designing and constructing web services/microservices in a commercial environment.

• Familiarity with SQL and knowledge of other NoSQL and modern database technologies.

• Proficiency in software engineering tools (e.g., Java build tools) and adherence to best practices such as unit testing, test automation, continuous integration, etc.

• Advocacy for code craftsmanship, adherence to good coding standards, and utilization of tools to enhance the quality of delivered code.

• Demonstrated curiosity, passion for technology, a sense of ownership, and a commitment to excellence.

• Experience in Agile/Scrum methodology for software development.

• Good understanding of web services and Service-Oriented Architecture (SOA) standards like REST, OAuth, and JSON.