Every company will be a fintech company a16z
Ever since we began our journey in 2013, our aim has been to enable credit for every possible earning individual. Like payments, which have become digital, embedded & ubiquitous in the last 8 years, credit too will become a ubiquitous instrument for a consumer/business owner to transact for various purchases whether it is a vanilla Term Loan to consumer financing to working capital finance. And we are at the forefront of this shift.
- We are one of the top-rated AI companies in India built credit scores, and alternate data products using multiple data sources, and operate as SAAS for 50+ clients across the banking and tech industry.
- We are technology first, customer first and build products that help us give asymmetric scale
- We launched embedded credit in 2020 under the brand name Prefr where we deeply embed our solution within a large online distribution platform at the time of the transaction for consumers via Personal Loan/Consumer Loan
- We have embedded our solution with over 30 partners
- Our current annualized disbursals as of FY 2023 stand at $200mn
- Our team comes from a variety of backgrounds: Experts from NBFC, Bureaus, Banking, Technology, ex-entrepreneurs, co-located, PAN-India, diverse.
What you will be doing
- Own the collections charter, and metrics and define the long-term vision and roadmap for it.
- Ensures conceptualization from a platform and a long-term view. ensures value-based prioritization of product initiatives.
- Conduct market research and competitive analysis to identify opportunities for product/ feature differentiation and improvement
- Collaborate with engineering, AI, risk, BI, collections, data, finops, and other product teams to build products/solutions that are loved, define high-quality specifications, ensure development is on track, and define the timely impact of launches.
- Drive data-based decisions and strategies.
- Collaborate with architecture teams to improve overall software design
- Launch Go-to-market of product/features with internal stakeholders
- Monitor shared services performance and gather customer feedback to inform product decisions
From your experience, you should:
- Have 5+ years of experience as a Product Manager, and have deep knowledge of risk management, collection operations, and collection tech
- Have the ability to communicate to various stakeholders about the product vision, and path to solutions, showcase outcomes and results
- Have the capability of interpreting data and insights, diagnosing problem statements, and recommending effective plans of action for resolutions
- Creative problem-solving approach with deep curiosity about our business and product
- Be strong at collaboration, communicating ideas in clear, coherent language, and remaining adaptable to new ideas and solutions.
- Should be able to operate in a dynamic, multi-stakeholder and high-stakes environment
- Should be able to reflect personally and professionally and make improvements towards developing individual and product skills.
What will you get
- Opportunity to build financial services and products for the next billion.
- Good pay. We will pay well enough that money alone would not be a blocker for you joining.
- Mentorship and a chance to grow professionally by experts from NBFC, Banking, Bureau, Technology
- An opportunity to be part of blitz scaling team and shape the industry's narrative.
- A chance to define the company culture, be a stakeholder in how we do things.
- Don't like something Make your case; change it.
