Job Description
BLUCREST is one of the growing advisory firms which provides vast array of consultancy/advisory services ranging from Trade Finance Solution, Working Capital needs, Project Finance, Real Estate Finance, Trade Credit Insurance, Rating advisory, Legal & Corporate Governance, and various structured products for domestic as well as international markets. We take pride in serving a diverse clientele of more than 350 companies across India.
Job Summary:
As a Credit Analyst, you will play a critical role in assessing credit risk and evaluating financial data to make
informed decisions on credit extension and lending. We offer a full-time offline position for a dedicated
individual who will contribute to our advisory firm's continued growth and success. We offer a competitive
salary and bonus package and excellent growth opportunities within our organization.
Core Responsibilities:
Analyze credit data and financial statements to determine the degree of risk involved in extending
credit or lending money.
Complete loan applications, including credit analyses and summaries of loan requests, and submit
to loan committees for approval.
Generate financial ratios, using computer programs, to evaluate customer's financial status.
Prepare reports that include the degree of risk involved in extending credit or lending money.
Analyze financial data, such as income growth, quality of management, and market share to
determine expected profitability of loans.
Job Specifications:
Educational Qualification
- Graduate in any stream or MBA
Technical Skills Required
- Strong analytical skills with the ability to interpret complex financial data.
- Knowledge of credit risk assessment techniques and methodologies
- Proficiency in Microsoft Office and Excel
People Skills Required
- Ability to build relationships
- Excellent oral and written communication skills
- Self-motivated and driven
- Good negotiation skills
- Ability to work independently and as part of a team
Experience:
- 3+ years in Banks/ NBFC/ other financial advisory Firms/ Credit Rating Agency
