Senior Associate

Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI.

Inviting applications for the role of Senior Associate - Banking - Financial Crime & Fraud Prevention!

Responsibilities for this role include, but are not limited to, reviewing and eliminating potential fraud risks emanating from banking transactions (credit card, loans, deposits and payments activity). This requires logical thinking and problem-solving skills with common sense to approach fraud reviews in order to mitigate fraud impacts to the financial institution and their customers. Other responsibilities include participating in and creating projects and reports as needed, both ad hoc and otherwise.

Responsibilities

. Investigate suspicious activity and abnormal customer behavior stemming from alerts generated from the fraud detection systems and controls. This includes out of pattern card spend or anomalous account activities.
. Perform a reasonable investigation on alerts using all tools available to decision a review in a timely manner per designated SLA&rsquos
. Sufficiently document the steps taken during the review and decision rationale, along with supporting documentation used in the review
. Complete understanding of policy and procedures and familiarity with fraud investigation and case management tools
. Take appropriate action to identify and help minimize the risk posed by fraud patterns and trends
. Adaptability to learn new processes, concepts and skills and an eye for detail
. Consistently achieve/exceed quality standards for investigations
. Participate in ad hoc projects/assignments as necessary
. Client interactions via training, conference calls, emails, etc.

Qualifications
Minimum qualifications

. Graduate: Any Stream
. Experience with Microsoft Office/ Google suite

Preferred qualifications
.
. Required relevant experience working on Fraud Detection/Mitigation for financial institutions
. Working knowledge of Claims/Disputes/Chargeback will be an advantage
. Excellent communication skills (English) and an ability to compose a grammatically correct, concise and accurate written response
. Good interpersonal skills, with the ability to communicate transactional issues correctly and clearly to both internal and external customers
. Basic knowledge of Banking Industry & Regulatory Environment including but not limited to Regulations CC, D, E & Z and Red Flags Rule, FCRA, etc.
. Ability to articulate research findings and detail them out as per need
. Ability to maintain high levels of confidentiality and data security standards

Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to building a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. Get to know us at www.genpact.com and on X, Facebook, LinkedIn, and YouTube.
Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a %27starter kit,%27 paying to apply, or purchasing equipment or training.