About:
Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 500 companies.
With presence in more than 45 countries across five continents, we excel in leveraging state-of-the-art technology, artificial intelligence, and unparalleled subject matter expertise to elevate our clients business impact and strategic decision-making.
We have 4,500+ talented professionals operating across 45 countries, including India, China, Chile, Romania, the US, and Canada. Our global network also extends to emerging markets such as Colombia, the Middle East, and the rest of Asia-Pacific.
Recognized by Great Place to Work in India, Chile, Romania, the US, and the UK in 2022, we offer a dynamic, growth-oriented, and open culture that prioritizes
What We are looking for:
- Strong Accounting and financial skills
- Understanding and experience of credit review or underwriting role is desirable
- Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable
- Excellent interpersonal and ability to build strong team culture
- Ability to ensure that tasks of team members are completed in a timely manner
- Ability to practice attentive and active listening skills
- Challenging current thinking by implementing new ways of working Strong Accounting and financial skills
- Understanding and experience of credit review or underwriting role is Preferable
- Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable
- Eye for details and ability to identify and solve issues effectively on time
- Good MS Office Skills
- Excellent Communication and interpersonal skills
- Ability to ensure that tasks within areas of responsibility are completed in a timely manner
- Ability to practice attentive and active listening skills
- Ability to identify pro-active ways to contribute to firms goals & mission
- Challenging current thinking by implementing new ways of working
- Bachelor's/Master's degree with a major in finance, economics, accounting or from a reputed institute with 3+ years experience in the similar profile
What you will be doing:
- Sr. Analysts will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending
- Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit
- metrics calculation
- Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)
- Calculating covenants in line with facility agreements and providing detailed rationale for covenant
- Met/Breach results
- Performing Annual/Quarterly or Half yearly reviews small or medium connections:
- Business Overview
- Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios)
- Covenant performance
- PD/LGD analysis
- Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV,
- Interest cover, leverage etc.) or any other sector-based guideline
