Job Description
KreditBee is India's largest fintech lending platform with a current monthly disbursement of over 1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers. It offers various financial services digitally including but not limited to Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.
Job Description :
Review loan requests
Assess clients financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Calculate financial ratios (e.g. credit scores and interest rates)
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Having Loan case file in proper order
Ensuring all communication with customer once documents are received
Ensuring all TAT's are followed in moving the loan file forward
Collecting documents from customer and submitting it at nearby branch
Explaining all Loan related processes and charges to customer
Clearly communicating all loan related charges to customers
Requirements And Skills
Proven work experience as a Credit Officer, Loan Officer or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Customer service experience
BSc in Banking, Fintech and Finance, Economics or related field.
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