Job Description
Sales Head / Credit Manager (Commercial Vehicle Loan)Locations/RegionsAyodhya, Bareilly, Gorakhpur, Moradabad, Prayagraj, Shahjahanpur, Pilibhit, Budaun, Deoria, Kushinagar, Kaushambi, Chitrakoot, Banda, Basti, Sultanpur, Gonda, Key Resposibilities
- Appraise /underwrite the loan.
- Manage the entire credit application process.
- Manage quality of portfolio
- Evaluate potential customers creditworthiness, bank statements, GST recordsto evaluate borrowers income & expense data.
- Maintain detailed records of loans.
- Approve or reject loan requests from customers as per set standards.
- Create a credit scoring model to assess risks.
- Collect credit and varied documents from customer as well as third parties require to support decision of loan approval.
- Physical PD to loan applicant (Shop, Stock, Books/Register, Balance sheet, ITR, Bills etc.)Educational QualificationB.Com, M.Com, and MBAExperience and Age Group
- Proven 2 yrs. work experience as a Credit Manager (Banking/NBFC)
- Solid understanding of lending procedures
- Negotiation skills
- Excellent analytical skills.
- Good communication skills.
- Detail orientated.
