sales executive

Client Consultation: Conduct in-depth consultations with clients to understand their financial situations, homeownership goals, and preferences.

Loan Guidance: Educate clients about different types of home loans, including conventional mortgages, FHA loans, VA loans, and other specialized loan programs. Advise clients on the pros and cons of each option based on their individual circumstances.Financial Analysis: Analyze clients financial documents, including income statements, credit reports, and debt obligations, to assess their eligibility for various loan programs. Provide recommendations for improving financial health and increasing loan approval chances.

• Application Assistance: Assist clients with completing loan applications, gathering necessary documentation, and submitting paperwork to lenders. Guide clients through the entire application process, addressing any concerns or questions along the way.

Negotiation Support: Negotiate loan terms, interest rates, and closing costs on behalf of clients to secure the most favorable deals. Advocate for fair and transparent lending practices while ensuring compliance with regulatory requirements.

Financial Planning: Provide personalized financial planning advice to help clients manage their mortgage payments effectively and avoid foreclosure risks. Offer budgeting strategies, debt management techniques, and savings plans tailored to each client's needs.Crisis Intervention: Assist clients facing financial hardships or mortgage delinquency by exploring options such as loan modification, refinancing, or foreclosure prevention programs. Offer emotional support and practical solutions to alleviate stress and resolve challenges.

• Community Outreach: Collaborate with community organizations, government agencies, and housing authorities to promote homeownership education and awareness initiatives. Participate in workshops, seminars, and outreach events to reach underserved populations and promote financial literacy.

Documentation and Recordkeeping: Maintain accurate records of client interactions, loan applications, and financial assessments in compliance with confidentiality and data protection regulations. Generate reports and documentation as required by internal policies and external stakeholders.

Continuous Learning: Stay updated on industry trends, regulatory changes, and best practices in home lending and counseling. Attend training sessions, workshops, and professional development opportunities to enhance knowledge and skills.
Job Types: Full-time, Permanent, Fresher

Pay: 12,

• 95 - 35,418.18 per month
  
  Benefits:
• Cell phone reimbursement

Shift:

• Day shift

Supplemental pay types:

• Performance bonus

Education:

• Higher Secondary(12th Pass) (Preferred)

Experience:

• Business development: 1 year (Preferred)

Lead generation: 1 year (Preferred)

• total work: 1 year (Preferred)

Sales: 1 year (Preferred)

Language:

• English (Preferred)

Work Location: In person

• Speak with the employer

+91 7208165797