About The Role
- Risk team will be analysing the financial statements and assessment of credit requests, including new requests, changed requests, refinancing, annual due diligence and also p provide recommendations tied to analysis and assessment of credit risk .
- Present analysis, findings, and recommendations to managers, especially findings that involve a borrower's ability to repay .
Key Responsibilities
- Analyse financial and business risk for financial institutions/ Corporates and provide accurate update on their overall business model from a risk perspective.
- Be brilliant with numbers, analysing financial statements, interpreting data and solving problems. Understand the balance sheet and analyse financial statements.
- Participate in due-diligence and analysis, preparation of credit proposals, undertaking market research and presenting to the management.
- Experience in developing risk score card/risk score models would be an added advantage.
- Experience in conducting due diligence in various sectors like retail, manufacturing, Hospitality, Food and beverage, financial sector will be required .
- Make sense of global markets and macros economic analysis, drivers, what regulators do.
- Assess the credit risks and suggest suitable risk mitigants.
- Present and provide recommendations to credit committee around risk portfolio of the clients based on multiple aspects.
- Help Stitch and execute a deal where necessary with the client solutions team.
- Manage and influence internal as well as external stakeholders .
Desired Skills And Experiences
- Possess 2- 5 years of relevant credit assessment experience in corporates.
- Structured credit/lending or portfolio/credit monitoring teams of Banks / NBFCs / PE / Debt funds / Rating agencies
- Experience in handling due diligence or transaction advisory.
- Be brilliant with numbers, analysing financial statements, managing, and interpreting data and solving problems - to aid in credit underwriting
- Have excellent report writing and communication skills
- Possess a good eye for detail and have demonstrated ability to work under tight timelines
- Be willing to travel extensively pan-India for on-field monitoring of clients
Work Environment Details
- Founder-led entrepreneurial set-up which is defined by speed, agility and creativity
- Highly empowered and critical role, which makes a difference to Vivriti Capital
- Young, energetic, and highly talented Teams
- Hard work is the defining aspect of the organization
Job Location: Chennai (travel to ensure sufficient connectivity with the other location(s))
Mode of Work: W ork from office
Life at Vivriti
https://www.youtube.com/watchv=qJ-Ct5-QnO4
