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IDFC FIRST Bank

Risk Manager-Secured Loan

Early Applicant
  • 18 days ago
  • Be among the first 50 applicants
Exp: 5-10 Years

Banking/Accounting/Financial Services

(estd)

Job Description

Role/ Job Title:Risk Manager

Function/ Department: Secured Loans

Job Purpose:

The role bearer has the responsibility to prepare and implement policies for secured and unsecured products. The role bearer is expected to provide training to underwriters in terms of new policies provided and ensuring its flawless execution. The role bearer has to conduct monthly presentation to senior management about the health of the portfolio.

Roles & Responsibilities:

  • Develop and implement of loan policies for secured / unsecured products.
  • Make sure flawless system integration/enhancements for implementation of policies.
  • Ensure proper training of underwriting units in terms of new policies.
  • Managing of portfolio through monthly portfolio analysis.
  • Actively monitor and track net credit losses (NCL) for the product.
  • Conduct monthly presentation to senior management about the health of the portfolio.
  • Regularly update competition benchmarking to enhance the product suite.
  • Implement the learnings from portfolio management as policy actions.

Education Qualification:

Graduation: Bachelor of Science (B.Sc) / Bachelor of Technology (B.Tech) / Bachelor of Computer Applications (BCA)/Bachelor of Commerce(B.Com)/Bachelor of Business Administration(BBA)

Post-graduation: MBA / PGDM

Experience:5 to 10 years of relevant experience

Skills Required

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Date Posted: 08/11/2024

Job ID: 99642915

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About Company

IDFC FIRST Bank was formed by the merger of erstwhile IDFC Bank, promoted by renowned infrastructure financing institution IDFC Ltd. and leading technology NBFC, Capital First. IDFC FIRST Bank has provided over 30 million loans in its combined history and serves customers in over 60,000 villages, cities and towns across the length and breadth of the country. The bank believes in making customer-first products, and was the first universal bank to offer monthly interest credit on savings accounts, life time free credit cards with dynamic and low APR rates, and many other such interesting products.

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Last Updated: 26-11-2024 07:06:52 PM
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