Job Description
The finance industry has ignored billions of deserving individuals. We are a mission a driven team of finance, analytics, and technology professionals focused on driving financial inclusion to serve the underserved across their credit, savings and financial needs.
What We Are Looking For
Passion for analytics: Should have a solid understanding of cutting-edge, credit/fraud strategy leveraging risk models, preferably in a Big data
environment.
Should have hands-on experience and a track record of delivering projects in an individual capacity.
Thought Leadership: Should have the ability to innovate and evolve a digital lending product through identification of new customer segments, innovative product constructs, and leveraging traditional and alternate data sources.
Process-oriented: This should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles. There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements.
Stakeholder Management: Should have a track record of working with partners across functions internally as well externally to build effective relationships and drive business deliverables.
Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. We're looking for someone who is not afraid to take on calculated risks and can deal with ambiguity.
Job Responsibilities
- Optimize customer journey and ongoing communication to drive usage, credit education and repayment across multiple digital channels (SMS, USSD, OBD)
- Build credit strategy to define customer eligibility and limit/exposure decisions through customer loan life cycle
- Build and Track various Portfolio MIS against the plan.
- Execute campaigns to drive uptake, usage, and repayment, track performance KPIs
- Build and maintain collection MIS and support performance tracking with collection agencies
- Collaborate with product and customer success teams to develop and implement a Test Learn approach for various messages, offers, etc
Required Qualifications Skills
- Relevant experience of 1-3 years
- Good analytical thought process and aptitude for problem-solving.
- Hands on experience using SQL/Pyspark SQL in a big data Hadoop/spark enviHands-on
- Hands on experience in data cleaning and feature creation using Python /Pyspark
- Strong entrepreneurial drive
Qualifications
N/A
