RCU HEAD - PERSONAL LOAN

Job Description :

To manage and control Risk Containment Unit at Zonal Office

To maintain a quality credit appraisal system and ensure quality sanction time

To provide periodic training to the team members about the risk aspect and its mitigation.

To ensure strict compliance of all the laid down guidelines before loan approvals

To ensure all the conditional sanctions are given only after receiving the satisfactory information from the Branch

To ensure the instruction given on the conditional sanctions cases are being followed and complied by the branches with in the stipulated time.

To educate the branches on various risk aspects for improving the credit and risk appraisal process at the branch level.

To ensure proper up keeping of approval/rejection, with easy access at any point of time