Role/ Job Title: Product Lead -MHL & JLG
Function/ Department: Rural Banking
Job Purpose:
The ideal candidate will have to review the following related to Micro Housing loans and JLG
a) Product Management
b) Process Management
c) Market dynamics
d) P&L Management
Roles & Responsibilities:
- Product Management: Developing on -going market insight, Identify sector trends.
- Evaluate competitors and offerings. Compare competitive products.
- Configure product SWOT & uncover opportunities.
- Portfolio Review and Performance management: Development of market insight, Conducting Post launch Product audits. Revaluate Competitor action. Analyze
- Product and Portfolio Performance. Refining/evaluating Pricing Structure. Adjusting marketing and Promotional Plans. Assess channel Performance. Rationalization of Portfolios.
- Devising smooth/innovative customer journey end to end.
- Process Streamlining: Customization/digitalization in the Loan process/system platform.
- Determines product pricing by utilizing market research data, costing etc.
- Product Sales Support: Devising training module, imparting training to various team co-ordination with various support vertical, etc.
- Growth in disbursal volume for the product
Education Qualification:
- Graduation: Bachelor s in Engineering / Technology / Math s / Commerce / Arts / Science / Biology / Business / Computers / Management.
Experience: 10+ Years of relevant experience.
