Mega Walk in Drive at HCLTech for Credit Variations - CVC Input on 9,10 Nov 2024

Mega Walk in Drive at HCLTech for Credit Variations - CVC Input on 9,10 Nov 2024

PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE

Location: HCL Tech, ITPL SEZ, Aviator Building, 8th Floor Unit-B, Whitefield Main Rd, Bengaluru, Karnataka 560066

Total Years of Experience - 2 - 6 years

Roles available - Junior, Mid Senior/ Senior

HR Contact - Yanosh

Walk-in Details:

HCL Tech, ITPL SEZ, Aviator Building, 8th Floor Unit-B, Whitefield Main Rd, Bengaluru, Karnataka 560066

Date: 9,10 Nov 2024

Timing : 10:00AM to 3:00 PM

Location: Bengaluru

Shift: 5am IST

Job Summary:

Credit Variations Calculator (CVC) process requires users to accurately update the CVC spreadsheet with all the loan information. This includes key details such as customer & mortgage info, outstanding loan balances, loan to value ratio, security address, security value, title info and other essential loan data. The process aims to ensure that all fields in the CVC are complete, current and reflective of the loan's status to support accurate calculations.

Key Responsibilities

Review the CHLM application & Discharge Authority to assess and determine the applicability of CVC.

Update all relevant existing loan information, including customer & mortgagors info, guarantor info (if any), loan account numbers, outstanding balances, and security details, into the CVC spreadsheet using data from CommSee, HLS, Genworth, D&D or other acceptable source documents.

Ensure a high level of accuracy and attention to detail when updating each field in the CVC spreadsheet.

Ensure all cases are completed within the agreed turnaround time, maintaining efficiency and adherence to deadlines while upholding data accuracy and quality standards in the CVC update.

Ensuring that all the cases are handled in accordance with the regulatory requirement.

Ensure the bank's security position based on customers requested variation request is verified and correctly reflected in the CVC

Ensure credit variation (CHLM) applications are ready for assessment by credit decisioning team.

Qualifications

Minimum of 2 - 4 years of experience in mortgage/home buying process

Proven ability to effectively plan and coordinate incoming work and enquiries

Strong analytical and problem-solving skills

Excellent Communication and stakeholder management skills, support by collaboration mindset and possess a service-based mindset with strong customer focus.

Proven analytical, and problem-solving skills alongside deriving solutions for customers.

Highly motivated, result driven, team and customer focused

Detail Oriented - exercise extreme attention to details; thorough, accurate, organized, and productive and seeks to understand both cause and effect of a situation.

Good Judgement - The exercise of Critical thinking, analysing and assessing and taking ownership of outcome.

Document to be carried:

1. Resume / CV

2. Aadhar / ID Proof.

Perks and Benefits:

MNC

Salary: Good in the Industry

Cab: 2-way Cab Available

Education

UG: Any Graduate

At HCLTech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best.

Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries.

We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best.