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Cardinal Financial

Lock Desk Analyst II

Early Applicant
  • 5 months ago
  • Be among the first 50 applicants

Job Description

  • Completely review, process, lock, extend and revise mortgage loan rate lock requests submitted by mortgage loan officers or operations team members.
  • Oversee detailed, accurate monthly and daily reporting of all lock related activity.
  • Update and maintain departmental policies and procedures.
  • Monitor best effort locked loan pipelines and take appropriate actions.
  • Create daily secondary reports, review for accuracy, and distribute appropriately.
  • Assist Capital Marketing Management with additional duties as needed.
  • Approve, deny and negotiate concessions. Set and enforce max concession limits.
  • Work with the Pricing Desk to ensure loan eligibility and pricing characteristics function as expected.
  • Communicate effectively with Secondary Marketing and Production.
What You Need:
  • Bachelors Degree in Mathematics, Economics, Finance preferred.
  • 1-3 years of Secondary Markets experience required.
  • Strong skills in Microsoft Excel.
  • High attention to detail and effective problem-solving skills.
  • Ability to multi-task in a fast-paced and often stressful environment.
  • Must accept coaching and constructive criticism.
  • Possess proficient computer skills.
  • Work well with other team members and leaders including colleagues, vendors, counterparties, and members of the leadership team.
  • Maintain a personal commitment to quality, service, and internal growth within the company.
  • Must be data driven and analytical.
  • Excellent oral and written communication skills.

More Info

Industry:Other

Function:Finance

Job Type:Permanent Job

Skills Required

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Date Posted: 12/06/2024

Job ID: 81496347

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