Job Description
JOB ROLE
Responsible for underwriting of Consumer Durable applications.
Manage credit quality and control delinquencies.
Understand credit policy and processes as well as credit environment in the city / branch.
Ensuring 100% screening of new applications.
Ensuring appropriate work allocation.
Responsible for updating and maintain sound Market intelligence of Consumer Durable business.
Investigation on pre-acquisition fraud
Managing Weekly and Monthly MIS and Trackers.
Assessing training needs to accelerate his team's performance.
Frequent check on feedback going to business.
Monitor and enforce approval rate and TAT as per prescribed standards.
Co-ordination with Business team for resolving queries.
Sharing of best practices and trend for respective locations.
Managing manpower requirements on timely basis.
Key Responsibilities
Fraud detection and prevention.
Credit Management.
Decision making and capability of exception processing.
Workflow understanding and good time-motion study abilities.
Team Management. SKILLS / COMPETENCIES REQUIRED
Graduate/MBA with 6-8 years of experience.
Understanding of CD Business and its key aspects.
Strong Inter-personal and leadership skills ability to hire/train/motivate/retain large teams.
Ability to drive and track profitability at unit levels
Skills/Competencies Required
Graduate/MBA with 6-8 years of experience.
Understanding of CD Business and its key aspects.
Strong Inter-personal and leadership skills ability to hire/train/motivate/retain large teams.
Ability to drive and track profitability at unit levels
