The incumbent wilbe responsible to evaluate and verify loan disbursement requests to ensure they align with the guidelines and the borrower's needs
This role involves reviewing loan documentation for various type of Supply Chain finance , and assessing the appropriateness of requested funds
The appraiser ensures that disbursements are accurate and compliant, minimizing risk and ensuring a smooth loan process
Role Responsibilities
Ability to perform Trade Finance functions specific to document examination of export transactions primarily. Documentation and examination of Import transactions would be added advantage.
Working Knowledge of LCs and bank guarantees would be added advantage
Maintain high disbursaproductivity and p roper understanding of loan documentation for s upply chain finance
Focus on quality check and ensure minimum error rate in disbursals.
Undertaking the activity in prescribed manner basis the activity type (Accounting, MIS preparation)
Ensure Individuaproductivity and TAT breach % in Pre-sanction and post-disbursement DVU is least.
To ensure that documents are reviewed as per prescribed policy and coordinating with the internadepartments.
Review disbursement applications to ensure that alconditions and requirements precedent to disbursement are satisfied and that internarules and procedures are complied with, prior to approvaand payment.
Ensure that disbursements are accurate and compliant, minimizing risk and ensuring a smooth loan process.
To ensure ApprovaRate / Credit End to End TAT / Pending Reasons / Rejection Reason to be monitored on reatime basis.
To process loan disbursement as per customer request and timelines laid down by the organization .
Be up to date with latest developments and procedurachanges governing trade URC/ Factoring guidelines / Regulatory guidelines etc.
Qualification Experience
Essential/ Desirable
Work Experience
5 -8 years
Knowledge/ Skills
High leveof ownership, willingness to set up things from scratch. Should be able to work in an unstructured environment
