- Manage policy / processes for mainly Personal loans for the consumer retail portfolio pan India
- Assist in the preparation & implementation of product programs
- Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
- Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
- Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit systems team, credit operations team and collection team
- Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems
- Escalate on timely basis significant risk issues to business management for taking appropriate remedial actions
- Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps
- Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly followed up
Note:- We Have urgent opening for Credit Risk Management for Consumer Banking for Private Banking Segment . We are looking who are working as Credit Risk Manager in Consumer Banking , Personal Loan or Credit Card segment.
