Credit Risk Analyst

Job Type: Full Time

Role: Fresher

Min CTC: 6 LPA

Max CTC: 13 LPA

Experience: 0 to 5 Yr

Locality: Hyderabad

Eligibility: Graduate

Category: BFSI

Note: This is a requirement for one of the Workassist Hiring Partner

Job Summary:

Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank policy, maintaining quality portfolio by efficient processing of all credit proposals & post disbursement credit control. Ensuring timelines in credit appraisal as per policy of the Bank. Close and effective coordination with other departments.

Key Responsibilities:

• Conducting CIBIL and other checks and internal dedupe as per process.
• Analyzing proposals received from the business/sales team and raising and resolving queries as appropriate.
• Conducting pre-appraisal senior management meetings and branch visits.
• Preparation of credit appraisal memo for term loans to NBFCs / FIGs covering various key aspects of Management, Financial, Operational, Portfolio reviews and PAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery.
• Recommend appropriate loan amount and present the loan proposal to the credit committee.
• Preparation of draft sanction letter covering all key conditions stipulated.
• Conduct loan utilization checks and monitoring visits at periodic frequency.
• Follow-up with delinquent clients including assessing ongoing early warning signals of existing clients.
• Any other work assigned from time to time.

Company Description

Workassist is an online recruitment and employment solution providing a platform in India. We connect job seekers with relevant profiles and employers with relevant jobs across different industries and experience levels. With a focus on e-recruitment technology, we quickly adapt to the new normal and assist job seekers and employers worldwide. We work with many recruiters in sectors such as Banking & Finance, Consulting, Sales & Marketing, HR, IT, Operations, and Legal to recruit great emerging talents.

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(Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well).

So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don't hesitate to apply today. We are waiting for you!