Credit Rating/ Reviews (Associate Director), Bangalore
We are looking for a passionate, energetic individual to join our lending services division at a senior position. You will be leading delivery team members engaged with end-to-end lending life cycle activities across Credit Rating for mid-large corporate's.
You shall also actively involved in expanding our Credit franchise by supporting the sales team and explaining the clients about our lending services including automotive platforms. You will work closely with senior leadership of delivery, and technology solution teams to manage client deliverables and further expand our offerings through various value propositions.
Key Responsibilities:
- Good knowledge of credit or equity risk fundamentals, solving for what creates risk for an obligor
- Experience in writing reports crisply and analyzing Corporates or SMEs
- Experience in risk rating assessment of large and middle-market borrowers across geographies (desirable)
- Experience in analyzing free and paid research and preparation of event summaries
- Good knowledge of loan portfolio monitoring including spreading, covenant monitoring, interim and annual reviews
- Ability to perform complex tasks with minimal support from supervisor
- Ability to inculcate the habit of self-learning and sharing best practices
- Should be good in Excel functions (mandatory), not VBA
- Mentoring and leading a team
Key Competencies:
- 14-18 years of experience in doing credit rating/ reviews for mid-large corporates
- Preparing timely event summaries with critical analysis of impact on obligors
- Preparing detailed credit reports (interim and annual reviews) on obligors within committed timelines
- Update required trackers with latest status/updates
- Identify ways for improvement in efficiency gains and process improvement
- Responsible for adherence to client SLAs and Policies
- Perform ad-hoc tasks with detailed understanding on client requirement within stipulated timelines
- Responsible for on-time identification and escalation of risks and mitigants
