Credit Manager (Vehicle loan)

Company Name: Turo

URL : https://www.turno.club/

About Turno

Turno (Brand of Blubble pvt ltd) is an Electric Vehicle company, that helps operators of commercial vehicles to switch to EVs. Turno does this by providing a wide selection of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the highest return on value for EV owners. Turno's mission is to transition gasoline miles to electric miles in India.

Headcount of the company:51-200

Inception: 2021

Location: Noida/Gurgaon (candidate can choose their preferred location

Experience Required: 5 year

Industry: Fintech or Automobile industry

Job Summary

We are seeking a qualified Credit Manager to join our team and manage the loan approval process forcustomers looking to purchase a 3-wheel electric vehicle. In this role, you will be responsible for evaluatingloan applications, assessing creditworthiness, and ensuring compliance with regulatory requirements. Youwill work closely with customers, dealerships, and financial institutions to facilitate the loan process andensure a seamless customer experience. The ideal candidate will have experience in underwriting loans,

knowledge of the electric vehicle market, and strong analytical and communication skills.

Responsibilities:

Evaluate loan applications and assess creditworthiness to determine loan eligibility and appropriate

interest rates

Verify and analyze financial data, credit reports, and other relevant information to make informed loan

decisions

Ensure compliance with regulatory requirements and company policies

Communicate with customers, dealerships, and financial institutions to gather necessary information

and facilitate the loan process

Monitor loan performance and take appropriate action to manage risk and minimize losses

Provide exceptional customer service throughout the loan process

Stay up-to-date on industry trends, market conditions, and regulatory changes that may impact the loan

process

Requirements:

Bachelor's degree in finance, business administration, or a related field

Minimum of 3 years of experience in underwriting loans, preferably in the auto loans

Knowledge of electric vehicle market trends and financing options

Strong analytical and problem-solving skills

Excellent communication and interpersonal skills.

Ability to work independently and as part of a team.

Attention to detail and accuracy.

Strong organizational and time-management skills.

Proficiency in Microsoft Office and loan processing software.