Credit Manager(Tamil/Telugu/Malayalam)

The Credit Manager (Tamil/Telugu/Malayalam) is responsible for overseeing the credit evaluation and lending process in regions where local languages are widely spoken. The role requires fluency in these local language(s), a deep understanding of the regional market, and the ability to effectively communicate with customers, partners, and teams in the target regions. The ideal candidate will ensure sound credit decisions are made while maintaining strong relationships with local customers and minimizing financial risks for the organization.

Who we are:

FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Busineses. Our vision is to give Financial access at a click. Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment bankers, e-commerce and payments with the passion to make a difference to the lives of 70 mn+MSME businesses in India.

FlexiLoans.com is a pioneer in the ecosystem-based digital lending for small businesses in India. Till date, we have disbursed over 45,000+ loans worth over Rs. 1600 Crs+ to small sized businesses across 1,600+ cities without having a single branch! We are the leaders in using technology and risk models that focus on alternate / surrogate methods for scoring customers. Our origination is 100% digital with over 100 embedded partnerships like Amazon, Flipkart, Nykaa, Paisabazaar, etc. for providing credit access to MSME businesses.

Founded by CA/ISB alumni, FlexiLoans is funded by marquee bankers such as Sanjay Nayar (Chairman, KKR and Ex-CEO, Citibank South Asia), Gunit Chaddha (Ex-CEO, Deutsche Bank, Asia Pacific), Anil Jaggia (Ex-CIO, HDFCBank), Vikram Sud (Ex-COO, Kotak Mahindra Bank), Narayan Seshadri (Ex-Managing Partner, KPMG), Gopal Srinivasan (Chairman, TVS Capital) and Siddharth Parekh (Co-Founder, Paragon Partners) to name a few.

Our product offerings and value proposition can be accessed on our website: https://www.flexiloans.com/

FLEXILOANS VALUES - COLLABORATION | AGILITY | INNOVATION | RESPECT | OWNERSHIP

Why join us

A Four-time certified Great Place to work workplace, at FlexiLoans you will be working with top tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and

growing with the organization. FlexiLoans is your front row seat to the MSME Fintech revolution in India!

The role in a gist:

As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. Sounds like you Read more on what we are looking for in the role.

What you will work on:

Credit appraisals of unsecured loan applicants within the defined policy guidelines.

To conduct telephonic PDs with customers to evaluate credit proposals.

Responsible for overall supervision of activities like login, processing, disbursement, MIS etc.

Ensure quick turnaround of customer loan applications.

Prepare PD notes & recommendation notes for approval to higher authority.

Manage and train the CPA team regularly.

The ideal candidate:

Min 2 years experience in the Credit and Risk department of Banks, NBFCs or Fintech companies.

Good communication & writing skills

Qualification and Experience:

Graduates / Post Graduates from reputed institutes