Every career journey is personal. Thats why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary
The Credit Risk Underwriting and Account Management function is responsible to facilitate profitable growth, regardless of industry or credit product, by approving profitable applicants and ensuring they have the appropriate available credit, while adhering to the contractual guidelines and parameters. The Senior Analyst, Credit Management is responsible for completing the required analysis for a portfolio of clients and recommending necessary changes to parameters, with some guidance from the Credit Risk Manager.
Strategic Planning and Analysis - Create s , test s and analyze s new credit limit strategies for specific client to increase sales and profitability for existing accountholders. Create s and analyze s reporting of key credit risk metrics necessary to understand changes in portfolio risk mix and/or trends in customer behavior. Create s strategies, Underwriting Standards, and Credit Limit assignments for new client implementations .
Reports to : Manager or above
Working Conditions/ Physical Requirements : Normal office environment
Preferred Qualifications :
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
At Bread Financial, you ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We ve been consistently recognized as a best place to work nationally and in many markets and we re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread FinancialTM is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread CashbackTM American Express Credit Card and Bread SavingsTM products.
Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices.
Job Family:
Credit Operations
Job Type:
Regular
