Credit Executive

ABOUT SNAPMINT-Snapmint is on a mission of democratizing no/low-cost installment purchases for the next 200 Mn Indians. Of the 300 million credit-eligible consumers in India, less than 30 million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them the freedom to buy what they want and pay for it in installments without a credit card. In a short period of time, Snapmint has reached over a million consumers in 2200 cities and has powered over 200 crores worth of purchases.

Snapmint was started by a closely-knit team of passionate bankers and technocrats from IIT Bombay.

Role & responsibilities

• Complete KYC checks and all due diligence relating to credit checks.
• Review loan requests from customers.
• Evaluate creditworthiness and risks associated with granting credit
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Calculate financial ratios (e.g., credit scores and interest rates)
• Maintain updated records of loan applications.
• Provide feedback to internal teams on credit process/policies/ and sharing of best practices
• Adhere to internal policies and TATs for loan approval
• Identify potential fraudsters/ suspect customers and implement processes around them
• Ensure all records and documentation is maintained for all loan applications

Preferred candidate profile

• Proven work experience (1-2 years) as an Online KYC, Loan Approver, Credit Officer, Loan Officer in NBFC, Banks.
• Hands-on experience with unsecured lending procedures and products.
• Experience in DSA and online loan approval will be eligible for this position.
• Graduation and above.
• Work from office and 6 days working (roster off).

Location- Nahur, Bhandup west

Interested Candidates can fill out the form given below

Form Link- https://forms.gle/wmGk5PHc1UbVbv478