Credit Analyst

Job Details

Work Level: Individual

Core: Communication Skills

Leadership: Influencing, Building Work Relationships

Role: Home loan

Industry Type: Banking

Function: Retail Banking Sales

Key Skills: Home Loan,Credit Manager

Education: Graduate

Note: This is a requirement for one of the Workassist Hiring Partner

Role Description

This is a full-time on-site role for a Credit Analyst at Workassist located in Patna. The Credit Analyst will be responsible for analyzing credit data and financial statements to assess the creditworthiness of individuals or businesses. The role also involves evaluating financial risks, preparing credit reports, and making recommendations for credit limits and terms.

Credit Manager

1. Responsible for maintaining quality portfolio by efficient processing of all credit proposals in their area
2. Ensuring timelines in credit appraisal as per policy of the Bank.
3. Conducting credit evaluation of prospective customers
4. Recommend appropriate loan amount and present the loan proposal to the credit committee
5. Conduct loan utilization checks and monitoring visits
6. Responsible for maintaining quality of the loan portfolio.
7. Follow-up with delinquent clients
8. Any other work assigned to you from time to time.

Qualifications

• Credit Management and Credit skills
• Analytical Skills
• Strong Communication skills
• Background in Finance
• Knowledge of credit analysis principles and practices
• Attention to detail and accuracy
• Bachelor's degree in Finance, Accounting, Economics, or a related field

Relevant skills and qualifications in risk management, financial analysis, and industry knowledge would be beneficial for this role.

Company Description

Workassist is an online recruitment and employment solution provider that offers a platform in India for job seekers and employers. Leveraging e-recruitment technology, Workassist provides relevant profiles to employers and matches job seekers with relevant jobs across various industries and experience levels.

(Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well).

So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don't hesitate to apply today. We are waiting for you!