Credit Analyst

Company Overview

Sure Solutions is a reputable placement consultant that specializes in providing high-quality candidates to various industries. With a strong presence in Mumbai, we have established ourselves as a trusted and reliable partner in talent acquisition.

Job Overview

We are looking for a talented Credit Analyst. As a Credit Analyst, you will be responsible for assessing the creditworthiness of potential clients, analyzing financial data, and making recommendations regarding credit limits and terms. This is a mid-level position requiring 4 to 6 years of experience in credit analysis.

Qualifications and Skills

• Bachelor's degree in finance, accounting, or a related field
• 4 to 6 years of experience in credit analysis or a similar role
• Strong analytical and problem-solving skills
• Sound knowledge of financial statements and credit assessment techniques
• Excellent communication and interpersonal skills
• Ability to work independently and meet tight deadlines
• Attention to detail and high level of accuracy
• Should have atleast 2+ years of experience in Business loans

Roles and Responsibilities

Evaluating the financial position of clients by reviewing data, including financial ratios, with a view to automating the process

A Credit Analyst would also be responsible for closing deals with lenders and borrowers. It would have sales approach of closing the deal including follow up for sanctions and then disbursal.

Analyzing clients credit data and financial statements, Bank statements in order to determine loan eligibility.

Review credit applications and perform credit checks.

Keeping credit files and clients information up to date by completing documentation, preparing detailed reports, and maintaining detailed records.

Checking of documents & follow up with borrowers for submission of documents.

Ensuring that documents are consistent and uphold the Lenders standards.

Follow up and reviewing KYC documentation and identify efficient ways to acquire, test, and normalize data

Check financial accuracy and perform key ratio analysis

Interaction with borrowers for understanding their Debt requirement.

Interaction with lenders for understanding their in-detail policy parameters, qualifying the loan applications, following up on the applications in progress with a successful closure mindset.

Sales-driven approach for achieving higher sanctions & disbursement targets.