Credit Analyst - Private Bank

Job Details

Work Level: Senior Leadership

Core: Follow Instructions

Leadership: Emotional Intelligence

Role: N/A

Industry Type: Banking

Function: Banking Operations

Key Skills: Working Capital,Credit Manager,Credit Analyst,Large Corporate,ITIL Processes,Credit Memo

Education: Graduate

Note: This is a requirement for one of the Workassist Hiring Partner

Role Description

This is a full-time on-site role for a Credit Analyst in the Private Bank division at Workassist's Hyderabad office. The Credit Analyst will be responsible for analyzing credit data and financial information, assessing risk, and making recommendations based on their findings.

Credit Analyst - Large Corporate Working Capital

Job Summary:

Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank policy, maintaining quality portfolio by efficient processing of all credit proposals & post disbursement credit control. Ensuring timelines in credit appraisal as per policy of the Bank. Close and effective coordination with other departments.

Key Responsibilities:

• Conducting CIBIL and other checks and internal dedupe as per process.
• Analyzing proposals received from business/sales team and raising and resolving queries as appropriate.
• Conducting pre-appraisal senior management meetings and branch visit.
• Preparation of credit appraisal memo for term loans to NBFCs / FIGs covering various key aspects of Management, Financial, Operational, Portfolio reviews and PAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery.
• Recommend appropriate loan amount and present the loan proposal to the credit committee.
• Preparation of draft sanction letter covering all key conditions stipulated.
• Conduct loan utilization checks and monitoring visits at periodic frequency.
• Follow-up with delinquent clients including assessing ongoing early warning signals of existing clients.
• Any other work assigned from time to time.

Qualifications

• Credit Management and Finance skills
• Analytical Skills and Communication abilities
• Experience in credit analysis
• Strong understanding of financial statements and risk assessment
• Bachelor's degree in Finance, Accounting, Economics, or related field
• Certifications in credit analysis or related fields are a plus

Company Description

Workassist is an online recruitment and employment platform based in India, offering services to both job seekers and employers across various industries. With a focus on leveraging technology for e-recruitment, Workassist provides relevant profiles and job opportunities to facilitate seamless job placements. The platform caters to sectors like Banking & Finance, Consulting, Sales & Marketing, Healthcare, IT, Operations, and Legal.

For a seamless job search experience, visit: Workassist.

(Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well).

So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don't hesitate to apply today. We are waiting for you!