Commercial Real Estate Analyst

Overview:

We are seeking an experienced Commercial Real Estate Analyst with a robust

background in credit analysis within the US lease industry, preferably focused

on real estate leases. The ideal candidate will have over 15 years of combined

experience, with at least 12 years dedicated to credit analysis and additional

business analyst experience being highly advantageous.

Key Responsibilities:

Credit Analysis: Conduct thorough credit assessments for commercial

real estate leases, focusing on risks related to borrower operations,

industry sectors, and collateral.

Financial Reporting: Provide detailed analysis of corporate financial

statements, with a special emphasis on line items relevant to commercial

real estate lease credit.

Financial Spreading: Spread financial statements in accordance with

accounting principles and industry-specific guidelines to evaluate

creditworthiness.

Banking Knowledge: Utilize an in-depth understanding of commercial

lending, credit, and banking regulations, laws, and internal policies to

inform and guide credit decisions.

Risk Management: Identify and manage risks associated with

commercial real estate leases, ensuring compliance with relevant banking

laws and internal procedures.

Preferred Qualifications:

Geographical Financial Exposure: Experience analyzing financials

across multiple geographies is highly desirable.

Client Interaction: Prior experience in direct client interactions as a

credit analyst or business analyst in commercial real estate lease credit.

Project Management: Experience in project management, requirement

gathering, and documentation is a plus, though not mandatory.

Industry Expertise: In-depth knowledge of the commercial real estate

market and related credit products.

Skills and Competencies:

Analytical Skills: Strong analytical skills to assess financial statements

and identify potential credit risks.

Attention to Detail: High attention to detail to ensure accuracy in credit

assessments and financial analyses.

Communication: Excellent communication skills for effective interaction

with clients and internal stakeholders.

Problem-Solving: Ability to identify issues and develop solutions to

mitigate credit risks.

Adaptability: Flexibility to adapt to changing regulatory environments

and industry trends.

Requirements:

Experience: 15+ years of combined experience in credit analysis and

business analysis within the US lease industry, with at least 12 years of

credit experience.

Knowledge: Comprehensive understanding of risks related to borrower

operations, industry/sector, and collateral, with a focus on commercial real

estate lease credit.

Financial Expertise: In-depth knowledge of financial spreading,

banking regulations, commercial lending, and credit.

If you possess the required experience and skills, and are ready to contribute to

our dynamic team, we encourage you to apply for this exciting opportunity.

Who We Are

Alphastream.ai envisions a dynamic future for the financial world, where

innovation is propelled by state-of-the-art AI technology and enriched by a

profound understanding of credit and fixed-income research. Our mission is to

empower asset managers, research firms, hedge funds, banks, and investors with

smarter, faster, and curated data. We provide accurate, timely information,

analytics, and tools across simple to complex financial and non-financial data,

enhancing decision-making. With a focus on bonds, loans, financials and

sustainability, we offer near real-time data via APIs and PaaS (Platform as a

Service) solutions that act as the bridge between our offerings and seamless

workflow integration.

To learn more about us: https://alphastream.ai/

What we offer

At Alphastream.ai we offer a dynamic and inclusive workplace where your skills

are valued and your career can flourish. Enjoy competitive compensation, a

comprehensive benefits package, and opportunities for professional growth.

Immerse yourself in an innovative work environment, maintain a healthy worklife balance, and contribute to a diverse and inclusive culture. Join us to work

with cutting-edge technology and be part of a team that recognizes and rewards

your achievements, all while fostering a fun and engaging workplace culture.

How to Apply:

Please send your resume and portfolio to [Confidential Information]

Disclaimer:

Alphastream.ai is an equal opportunities employer. We work to provide a

supportive and inclusive environment where all individuals can maximize

their full potential. Our skilled and creative workforce is comprised of

individuals drawn from a broad cross section of all communities in which

we operate and who reflect a variety of backgrounds, talents,

perspectives, and experiences. Our strong commitment to a culture of

inclusion is evident through our constant focus on recruiting, developing,

and advancing individuals based on their skills and talents