Capital Regulatory Reporting

CAPITAL REGULATORY REPORTING

Ensuring alignment with country stakeholders on the development and execution of country specific strategic goals regarding Capital / Liquidity & IRRBB / other Country Financial Regulatory Reporting (FRR).

Identifying and implementing best practices to enhance reporting efficiency and accuracy.

Understanding and articulating country specific regulatory requirements, including but not limited to the Basel Framework (Basel II, III and IV), capital/liquidity/FRR metrics computation and methodologies, and regulatory parameters and key drivers.

Understanding banking products and country specific business context and correlating these to local regulatory reporting.

Translating relevant regulatory requirements into business and functional requirements and driving the discussion with country stakeholders across Finance, Treasury, Risk, Data, IT and the Business for ongoing compliance in local regulatory reporting.

Maintaining effective communication with stakeholders to understand their requirements and queries and provide necessary execution and consultation support.

Ensuring accurate and timely submission of all required local regulatory returns to relevant senior stakeholders and/or regulatory authorities where appropriate.

Ensuring the operational efficiency, accuracy and completeness of the reports are monitored with appropriate KPIs.

Establishing robust governance and controls for the reporting process including the requirements to manage report quality and operational control. This includes expected data quality monitoring required in the reporting standards for regulatory reporting.

Continuously striving for process optimization to enhance production efficiency and reduce errors.

Leveraging technology and automation tools to streamline reporting processes.

Supporting the transition of changes into BAU effectively that is aligned with the Bank's regulatory and technology objectives.

Key stakeholders

• GPO/GPM, Capital & Liquidity & FRR
• Group Regulatory Reporting Head and Reporting Leads
• Country Regulatory Reporting CFO, Financial Controller and Country Leads
• Credit and Market Risk functions Functional Heads and Leads
• Technology and PSS Head and Leads across PSS and Technology
• Change Management - Head and Leads across Capital & Liquidity Change

Qualifications*

Training, licenses, memberships and certifications

MBA (Fin) or Master's in finance / Accountancy / Economics or affiliated subjects; Undergraduate degree in Science / Engineering / Commerce.

Chartered Accountant: Risk Management or related Professional Certification will be an added advantage.

Minimum of 12 years preferably in Financial Regulatory Reporting.

Strong knowledge of Capital & Liquidity regulations and metrics; Proficient in analytics to drive deep understanding of Capital & Liquidity; Collaboration mindset; able to deliver solutions to improve BAU.

Skills and Competencies*

Technical

• Understanding of the bank's products and services with specialisation in atleast one of FM, CIB, or Treasury products
• Financial Reporting skillsets & experience
• Fundamental understanding of Balance Sheet Management
• Regulatory reporting experience
• Conceptual knowhow of Balance Sheet Management metrics and its calculation methods Liquidity, IRRBB, Capital
• Robust understanding of the Regulatory Framework associated with FINREP, COREP, Liquidity and IRRBB reporting (e.g., Basel framework, country regulatory reporting taxonomy)
• Understanding of IFRS Accounting

Soft Skills

• Very good written and verbal communication skills
• Ability to engage with senior stakeholders.
• Excellent Interpersonal Communication
• Strong Business Writing skills

Technology orientation (what will give the candidate an edge)

• Knowledge of Python
• SQL Platforms
• Knowhow in deploying AI and ML solutions to mechanise processes and achieve scale.

Priority Technical Skills

Balance Sheet Management (Core)

Assesses, optimises and monitors the Bank's / business function's balance sheet to protect financial health, enhance financial resilience, ensure regulatory compliance, and support business growth aligning with the bank's strategy.

Capital Management (Core)

Understand and apply knowledge pertaining to the external capital markets, regulatory requirements and thresholds, and the Group's capital structure to support managing capital positions, metrics and capital risks, including stress testing, reporting and optimising the Group/Country capital resources and usage.

Credit Risk (Core)

Identifies, measures, manages and monitors risks relating to borrowers failure to repay loans or meet its financial obligations to the Bank.

Understanding of Credit Risk Weighted Assets (RWA) methodologies, critical data elements, calculation and reporting operations and functionalities along with controls.

Market Risk (Core Entry for IRRBB)

Identifies, measures, manages and monitors risks arising from changes to market variables impacting prices and volatility (e.g., interest rate changes, commodity price changes), on a local, regional and global level.

Operational Risk (Core)

Knowledge of policies and key frameworks to identify, measure, and monitor risks / compliance relating to the potential financial loss from inadequate or failed internal processes, technology events, human error or from the impact of external events.

Financial Products and Markets (Core)

Understand and apply knowledge pertaining to SCB customer segments, product groups and the linkages of product vs. capital and liquidity.

Knowledge of and ability to utilise tools (e.g. SQL), techniques and processes to interrogate and extract data for analysis and reporting purposes.

Risks & Controls (Core)

Covers the Group's Enterprise Risk Management Framework (ERMF) approach and governance infrastructure needed to identify, assess, mitigate and escalate Finance risks. These include accounting principles, policies and procedures around regulatory reporting, balance sheet management, tax, product and valuation control.