A career within Financial Markets Business Advisory services, will provide you with the opportunity to contribute to a variety of audit, regulatory, valuation, and financial analyses services to design solutions that address our clients complex accounting and financial reporting challenges, as well as their broader business issues.
To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future.
Responsibilities
As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to:
- Invite and give in the moment feedback in a constructive manner.
- Share and collaborate effectively with others.
- Identify and make suggestions for improvements when problems and/or opportunities arise.
- Handle, manipulate and analyse data and information responsibly.
- Follow risk management and compliance procedures.
- Keep up-to-date with developments in area of specialism.
- Communicate confidently in a clear, concise and articulate manner - verbally and in the materials I produce.
- Build and maintain an internal and external network.
- Seek opportunities to learn about how PwC works as a global network of firms.
- Uphold the firm's code of ethics and business conduct.
Job Description
Main purpose of the job and key background information
(Note: Key responsibilities are assigned based on an evaluation of the candidate's professional qualification, relevant experience, Excel skills, and a demonstrated working knowledge of financial analysis that impacts the business and economic environment.)
You will play an integral role in structured finance / securitisation services provided to PwC clients
Specific Responsibilities Include But Are Not Limited To
- Assisting during each phase of a securitization transaction, from loan file due diligence, collateral and modelling services to post-closing, comfort services and periodic reporting;
- Assisting in preparation of agreed-upon procedures and compiling our findings in a report ready for closing;
- Creating independent financial models to project collateral and bond cash-flows for various debt types and related securitizations, including asset backed securities, mortgage backed securities, and collateralized loan obligations;
- Investor reporting and ongoing deal management tom provide comfort to Trustees / Bankers on the accuracy of ongoing reports provided to investors or sponsors;
- Performing valuation analysis of financial instruments and structured products;
- Building long-term client relationships through exceptional client service including a deep understanding of the client and their needs, exceptional responsiveness, and the delivery of the highest quality service and work product
Education & Experience
- Qualified CPA, CFA or a Masters degree in Finance;
- Minimum of 0-2 years of structured finance-related work experience including but not limited to Transaction & Financial modelling, cash flow modelling & bond data, investor reporting and ongoing deal management and Regulation AB;
- Understanding of securitisation products such as ABS, RMBS, CMBS, Agency or CLO/CDOs;
- Ability to comprehend the various rules and terms in the governing documents and being able to model cash flows per the priority of payments clauses and othersections enlisted in the Offering memorandum;
- Proficient in MS Excel;
- Knowledge of VBA and Python will be an advantage;
- Playing a role in discussions, proactively asking questions and share an informed point of view
Personal competencies
- Strong transaction, financial modelling, and analytical skills;
- Strong communication skills along with fluency in English;
- Strong intellectual curiosity and a fast learner;
- Demonstrated capability of working effectively with 3rd parties, including managing the process/ timetable of deliverables and providing feedback etc.;
- Strong team player, demonstrated capability of working closely with team members and delivering quality work under tight schedule;
- Flexible and able to adapt to changing situations.
Requirements
These should include essential & desirable requirements such as:
- Level of experience
- Education/qualifications
- Industry experience
- Technical capability
- Sales/BD capability
- Metrics
- Key personal attributes
- Consulting experience
- Bachelor's in finance/Accounting/Economics with focus on valuation methods (B. Com, B.Sc. with Economics Hons) along with following certifications:
- CFA (US) - Mandatory
- Work Experience ranges as below:
- 0 to 2 years for CFA (US)
- Work Experience from following organisations:
- Big 4s similar experience
- Financial Services Companies / Investment Banks/Credit Rating Agencies Morningstar, Moody's, BNY Mellon, Barclays, JP Morgan, Morgan Stanley, Goldman Sachs, Credit Suisse, Wells Fargo, Macquarie, Standard Chartered,
Nomura, Citigroup, HSBC, Karvy Financial
Services Company, Merrill Lynch, UBS, Bank of America, Fidelity Investments, Blackrock, TIAA
- Consulting Firms: Accenture, McKinsey & Co.,
Acuity Knowledge Partners
- Advanced knowledge on Microsoft Office especially Excel
- Experience in transaction & financial modelling
- Good understanding of corporate financial statements and
various types of securities
- Proficient written and verbal English communication skills
- Commitment to continuous training and to proactively
learn new processes
- Demonstrated self-motivation and a desire to take
responsibility for personal growth and development
