Job Description: Associate Product Manager (APM)
About CARD91
CARD91 is a leading Issuance Platform-as-a-Service provider, transforming payment infrastructure for banks, corporations, and fintechs. Our platform enables the issuance of various payment instruments, enhancing transaction visibility and decision-making. We offer a suite of tools, including an issuer processor and card management system, to streamline card issuance. Partnering with major networks like RuPay, Visa, and Mastercard, we effectively tackle payment challenges in India and support global expansion. Backed by $14 million in pre-Series A funding, CARD91, founded in 2020 by Ajay Pandey and Vineet Saxena, boasts a team of experienced technopreneurs and bankers.
About the Role
An Associate Product Manager at CARD91 is expected to know the what, the how and the why of building and shipping products keeping in mind the three tenets of product development at CARD91 -
- Highly configurable and modular approach to product development - Design self-evolving systems to meet the growing demands of banks and their customers.
- Build to comply - Regulatorycompliance should be the cornerstone of every product decision.
- Build for the future - Build a truly modern issuance stack designed to provide novel digital experiences to the bank's customers.
APM at CARD91 should demonstrate high-agency and a strong bias-for-action while holding strong opinions and convictions about the design and development of payment products.
Roles and Responsibilities
- Identify the pain points faced by regulated entities in the issuance process, formulate clear problem statements, and develop solutions that directly address these challenges.
- Strong communication skills to articulate customer problems and envisaged solutions, as well as to brainstorm with internal or external stakeholders, including senior leadership.
- Create clear, concise, and unambiguous Product Requirements Documents, and collaborate with engineering teams for grooming, development, and the successful delivery of products or features.
- Keep track of emerging trends in the payments ecosystem from an issuance perspective and explore new opportunities in the space.
- Develop strong empathy for end-customers of the banks as well as the representatives of the banks who will be using our issuance platforms.
- Collaborate with Sales and Marketing teams to develop and implement effective go-to-market strategies that drive product adoption and successfully engage prospective banking clients.
Requirements
- Candidates with B. Tech and / or MBA may apply
- Candidates should have 3-4 years of experience in banking or fintech industry.
- Looking for candidates from Tier-1 institutions.
- Experience in B2B SaaS with a strong understanding of API products.
- Candidates with prior experience in building prepaid, forex, credit, UPI or switching solutions.
- Candidates with thorough understanding of RBI regulations around different payment instruments.
- Candidates looking to transition from software development to product management may also apply, provided they have 6-7 years of hands-on development experience.
Why should you join
- You prefer working in smaller groups. We're a start-up, and we think smaller teams have a lot of power. There is less management overhead and more discussion about the important work.
- You care deeply about end-user and developer experience
- We offer competitive pay (above market average). We've received adequate funding from a number of well-known fintech investors, and we're planning to stay in the game for the long haul. It will be an exciting and interesting adventure ahead, and we are looking forward to working with some fantastic teammates!
What's on offer
- Best-in-class compensation package
- Stock options for long term wealth creation
- Group health insurance covering your family
- Vibrant, open and fun work culture
