Educational Qualification MBA/PGDBA/PGPM/ CA or Equivalent
Experience
years in Banks/NBFC
/strong To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement. To prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants Y
/strong Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team Y
/strong Pre approval and rating of all clients with exposure more than Rs
Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes
/strong Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels Y
/strong Working on projects/process improvements from time To time y
/strong To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry y
/strong Development of market intelligence by engaging with the people in other banks and FIs w. r. t. their policies, focus area, portfolio health Y
/strong To identify the automation opportunities in existing processes, new product development y
/strong To raise early warning signals for exit of stress accounts and take due measures for timely exit Y
/strong To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines Y
