Nium, the Leader in Real-Time Global Payments
At Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support:
- Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance
- 190+ Pay Out Markets 100+ in real time
- 35+ Pay In Markets
- 30+ Card Issuance Markets
- 100+ Supported Currencies
Today, Nium is the leader in real-time global payments and the fastest way to send money across borders. We are co-headquartered in San Francisco and Singapore, with regional offices in Australia, Brazil, Hong Kong, India, Indonesia, Japan, Lithuania, London, Malaysia, Malta, Netherlands, and UAE.
The primary responsibility will be to detect, investigate, and prevent fraudulent activities, monitoring of transactions and alerts to detect potential fraud within NIUM. The person will play a crucial role in ensuring the financial integrity of the company by identifying and mitigating any instances of fraud or misconduct. Should have a keen eye for detail and a solid understanding of the tools and techniques used in fraud detection.
Responsibilities
- Analyze fraud trends and institute appropriate proactive actions to control fraud losses. Conduct fraud operations, timely investigations, and manual interventions.
- Review high risk transactions/accounts in for the business and act over suspected accounts. Complete investigation to reach resolution when required.
- Analyze customer behavior to identify fraudulent patterns and provide customer insight.
- Analyze chargeback data to identify fraud trends and help in preparing chargeback reports.
- Analyze data and information to provide insights and recommendations.
- Document and improvise potential fraud use cases for remittances, new card products and payment systems.
- Conduct analysis on confirmed fraud cases to identify anomalies that could be used in detection rules. Conduct analysis of historical data to identify fraud risks trends not yet identified by the team.
- Conduct periodic reviews of reported frauds for fraud prevention, and implement lessons learned.
- Collaborate and communicate effectively with cross functional teams to achieve objectives.
Skills & Requirements
- Strong analytical and investigative skills.
- Good communication.
- Real-time transaction monitoring.
- Technical proficiency.
- Attention to detail and critical thinking.
- Experience 1-3 Years.
- Open for shits and rostered offs.
Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job candidates. Please review our Candidate Privacy Notice for more information.
Candidate Privacy Notice: https://www.nium.com/privacy/candidate-privacy-notice
What We Offer At Nium
We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions and robust performance reviews, we ensure that all employees are rewarded and incentivized for their hard work.
We Care for Our Employees: The wellness of Nium'ers is our #1 priority. In addition to many other benefits, we offer medical coverage, 24/7 employee assistance program, generous time off policies, and a year-end shut down. We also provide a hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, always want to learn more and upskill ourselves. As well as role-specific training, we also offer a global learning stipend.
We Constantly Innovate: Nium continues to be globally recognized for its constant innovations, growth, and employee-centric mindset since our inception:
- 2022 Great Place To Work Certification
- 2023 CB Insights Fintech 100 List of Most Promising Fintech Companies .
We Celebrate Together: Work is also about having fun with your colleagues and forging deep relationships. We host company-wide social events onsite and virtually, provide team morale budget and bonding activities, happy hours, team offsites, and much more!
We Thrive with Diversity: Across 33 nationalities and 18+ countries, our diverse and multicultural team embodies our commitment to a safe and welcoming environment for everyone.
What It's Like To Be a Nium'er
At Nium we center our way of work around 3 core values globally:
#KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind.
#MakeItBetter: We build innovative solutions that make our customers lives better.
#WinItTogether: We win in this competitive market by collaborating as one team.
For more information, visit www.nium.com . 
