Applicant s / Guarantor / s Name, Age, Fathers Name and address including office and residence
Applicant s / Guarantor / s educational qualifications, experience, skills, and employments details / history
Applicant s / Guarantor / s family background and social standing
Details of the family members / dependents of the Applicant s / Guarantor / s
Verification of the Income of the Applicant s / Guarantor / s Including Bank Account / s, Income Tax Payments, Sources, details of Income and existing borrowings if any.
Physical verification of the property intended to be purchased / financed and / or to be offered as a security to the bank and its condition and as to whether it is in the actual possession of the Applicant s / Guarantor /s
Verification of the details of the Builder including reputation, the approximate value of the property and also as to whether there are any existing charge or mortgage over the property
Verification includes title of the property, verifying / tallying the S.R. Number / Building / Property number etc., with the Revenue, Local authorities records and confirmation that the customer / prospective customer is the owner in occupation of the premises.
Specification will be given if there is any sort of charges / encumbrance / third party rights or lease and license etc.,
Additional details also can be verified time to time as per the special instructions from the bankers under the KYC norms
